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Straight Answers to Your Mortgage Questions

There’s no shortage of mortgage advice online—but most of it is surface level. This page gives you Jon’s inside perspective to home loan FAQs on what truly matters: what affects your rate, how fees and timelines work, and who is actually supporting you behind the scenes. Each video is short, direct, and built around the real questions buyers ask every day, including when to lock and whether the market is going to crash.

Start with any video that sparks your interest or from the top for a complete, brief overview. Whether you’re a first-time buyer or a seasoned homeowner, these quick insights will help you move through the process with clarity and confidence.

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Jon Ritter | Loan Advisor NMLS 210106
President – Ritter Mortgage Group, Inc.

Common Mortgage Questions

01 – (Length: 3:02)

The RMG Way

Is there any difference in how my team works to other lenders? – this video includes a good, brief overview of the loan process.

02 – (Length: 1:38)

Team Ritter Intro

Who is on my team? – what they do and why it matters.

03 – (Length: 1:20)

Why We’re Passionate About Homeownership

Our “Why”it’s about building wealth.

04 – (Length: 2:01)

Are we headed for 2008 all over again?

What the data says.

05 – (Length: 1:02)

When should I lock?

Is there any strategy to locking?

06 – (Length: 2:37)

Are we headed for a crash?

The internet is full of videos predicting a crash… here’s what the data says…

07 – (Length: 1:59)

Did I miss the window?

Real estate has gone up so much since the pandemic. What does the data and history tell us about buying today?

08 – (Length: 2:11)

What about recession?

If we’re headed for a recession, is it best to hold off buying?