Terms of Use

Effective Date: February 17th, 2026
Last Updated: February 17th, 2026

These Terms of Use (“Terms”) govern your use of JonRitter.com (the “Site”), operated in connection with Ritter Mortgage Group, Inc. (“we,” “us,” or “our”).

By accessing or using this Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Educational Purpose Only

The information provided on this Site is for general informational and educational purposes only.

Nothing on this Site constitutes:

  • A commitment to lend
  • A loan approval
  • Legal advice
  • Tax advice
  • Financial planning advice

Mortgage qualification depends on individual circumstances, underwriting guidelines, credit approval, and applicable program requirements.

2. No Rate or Program Guarantee

Mortgage rates, loan programs, and market conditions change frequently.

Any examples, projections, comparisons, or discussions of rates, payments, savings, or strategies are illustrative only and are not guarantees of future performance or approval.

Final loan terms are determined at the time of application and underwriting.

3. No Client Relationship Created by Website Use

Your use of this Site does not create a mortgage broker-client relationship.

A formal relationship begins only after a completed application and appropriate disclosures are provided in accordance with applicable laws.

4. User Submissions

If you submit information through forms, email, or other communication tools:

  • You represent that the information provided is accurate to the best of your knowledge.
  • You grant us permission to respond to your inquiry.

Do not submit sensitive financial documents through general website contact forms unless specifically instructed to do so through secure channels.

5. Intellectual Property

All content on this Site, including text, graphics, logos, branding elements, structure, and written analysis, is the property of Ritter Mortgage Group, Inc. or its licensors and is protected by applicable intellectual property laws.

You may:

  • View and print content for personal, non-commercial use.

You may not:

  • Copy, reproduce, republish, distribute, or modify content without written permission. Content may not be reproduced, scraped, or used for training machine learning models without written consent.

This Site may contain links to third-party websites.

We are not responsible for the content, accuracy, or privacy practices of third-party sites. Accessing such sites is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, Jon Ritter & Ritter Mortgage Group, Inc. shall not be liable for:

  • Decisions made based on information provided on this Site
  • Indirect, incidental, or consequential damages
  • Loss of data, profits, or business opportunity

Your use of the Site is at your own risk.

8. Website Availability

We do not guarantee that the Site will be uninterrupted, error-free, or free from viruses or harmful components.

We may update, modify, or discontinue content at any time without notice.

9. Compliance with Laws

This Site is intended for individuals located in states where Ritter Mortgage Group, Inc. is licensed to conduct mortgage business.

Loan products are not available in all states.

10. Governing Law

These Terms are governed by the laws of the State of Maryland, without regard to conflict-of-law principles.

11. Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

12. Contact Information

Ritter Mortgage Group, Inc.
1230 Nottingham Rd, Westminster, MD 21157
(410) 795-8900 | contact@rittermortgagecom