Jon Ritter — Ritter Mortgage Group

Start wherever you are.

We’ll meet you there.

Ask a question

Not ready to do anything yet. Just want to ask.

Send a message — or just call or text: (410) 795-8900
Your call, your timing

I want Jon to reach out to me

Drop us your name and number. We’ll get back to you fast — call, text, or whatever works.

See the numbers first

Show me what I can actually afford

Send your email and a few basics. We’ll send back a real financing picture — loan types you’d likely qualify for, price ranges that make sense, what payments could look like. Whatever you need to see to take the next step in your process.

No phone calls unless you want one.

Actively looking

I’m looking at homes and want to get pre-approved

Best place to start if you’re actively shopping or about to be. Apply online right now, or we can walk through it together.

Second opinion

I got a loan offer somewhere else — can you look at it?

Yes. Send us what you got. We’ll check the rate, the fees, the structure — and give you the straight scoop on whether it’s actually a good deal.

No obligation. No pressure tactics. We’re here to advise.

Refinancing

I’m thinking about refinancing

Lower payment, cash out, or just curious if the math works — tell us where you’re at and we’ll run the numbers.

Ready to go

Let’s just do this

Start the simple application online now. Takes about 10 minutes online, or we can walk through it together if you prefer.